American Express Basic Business Card vs British Airways American Express Accelerating Business Card
Side-by-side comparison for UK businesses
| Feature | American Express Basic Business Card | British Airways American Express Accelerating Business Card |
|---|---|---|
| Annual fee | £0 | £250 |
| Monthly fee | None | None |
| Welcome bonus | None | 30,000 Avios |
| Earn rate (default) | 1x | 1.5x |
| Rewards currency | membership rewards | Avios |
| Card type | business | business |
Data last verified March 2026. Check issuer websites for the latest terms.
American Express Basic Business Card
Free Amex card for businesses that want cashflow flexibility and basic rewards without paying an annual fee. Great starting point.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
Low spendCashflow
Key benefits
- • No annual fee
- • 1 Membership Rewards point per £1
- • Expense management tools
- • Connect to accounting software
British Airways American Express Accelerating Business Card
The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.
Annual cost
£250
Earn rate
1.5x
Welcome bonus
30,000 Avios
Best for
AviosBA loyalty
Key benefits
- • 1.5 Avios per £1 on all spend
- • 10,000 bonus Avios per £20,000 spent (up to 3x per year)
- • 2 On Business points per £1 on BA flights
- • Available to sole traders