British Airways American Express Accelerating Business Card

BusinessMiles

The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.

Annual fee

£250/yr

APR

104.9% variable (representative, incl. fee)

FX fee

2.99%

Welcome bonus

30,000 Avios

Earn rate

default1.5x Avios
BA flights3x Avios

Pros & cons

Pros

  • 30k Avios welcome bonus — strong for a business card
  • 1.5 Avios/£1 base rate — best direct BA earn rate
  • Open to sole traders (unlike most Amex business cards)

Cons

  • £250 annual fee
  • 2.99% FX fee on foreign transactions
  • Not widely accepted (Amex)

Key benefits

  • 1.5 Avios per £1 on all spend
  • 10,000 bonus Avios per £20,000 spent (up to 3x per year)
  • 2 On Business points per £1 on BA flights
  • Available to sole traders
  • 30,000 Avios welcome bonus

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