The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.
Annual fee
£250/yr
APR
104.9% variable (representative, incl. fee)
FX fee
2.99%
Welcome bonus
30,000 Avios
Earn rate
default1.5x Avios
BA flights3x Avios
Pros & cons
Pros
- 30k Avios welcome bonus — strong for a business card
- 1.5 Avios/£1 base rate — best direct BA earn rate
- Open to sole traders (unlike most Amex business cards)
Cons
- £250 annual fee
- 2.99% FX fee on foreign transactions
- Not widely accepted (Amex)
Key benefits
- 1.5 Avios per £1 on all spend
- 10,000 bonus Avios per £20,000 spent (up to 3x per year)
- 2 On Business points per £1 on BA flights
- Available to sole traders
- 30,000 Avios welcome bonus




