British Airways American Express Accelerating Business Card vs Capital on Tap Business Credit Card
Side-by-side comparison for UK businesses
| Feature | British Airways American Express Accelerating Business Card | Capital on Tap Business Credit Card |
|---|---|---|
| Annual fee | £250 | £0 |
| Monthly fee | None | None |
| Welcome bonus | 30,000 Avios | £75 welcome offer |
| Earn rate (default) | 1.5x | 1x |
| Rewards currency | Avios | points |
| Card type | business | business |
Data last verified March 2026. Check issuer websites for the latest terms.
British Airways American Express Accelerating Business Card
The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.
Annual cost
£250
Earn rate
1.5x
Welcome bonus
30,000 Avios
Best for
AviosBA loyalty
Key benefits
- • 1.5 Avios per £1 on all spend
- • 10,000 bonus Avios per £20,000 spent (up to 3x per year)
- • 2 On Business points per £1 on BA flights
- • Available to sole traders
Capital on Tap Business Credit Card
The UK's most popular business credit card for SMEs. No fee, high limits, fast approval. Integrates with accounting tools and offers genuine cashback.
Annual cost
Free
Earn rate
1x
Welcome bonus
£75 welcome offer
Best for
CashflowE-commerce
Key benefits
- • No annual fee
- • 1% cashback equivalent via points
- • Instant approval (often within minutes)
- • Credit limits up to £250,000