Not a traditional credit card — more of a business account with debit cards. Best for companies with international payments and multi-currency needs.
Annual fee
Free
APR
N/A (debit/prepaid)
FX fee
Interbank rate (free tier limits apply)
Welcome bonus
None
Earn rate
default0x cashback
Pros & cons
Pros
- Best FX rates in the market — interbank rate
- Multi-currency accounts in 30+ currencies
- Virtual cards for online subscriptions
Cons
- Not a credit card — no credit facility
- Free tier has monthly FX limits
- No rewards or points earning
Key benefits
- Multi-currency accounts (30+ currencies)
- Interbank exchange rates
- Expense management built-in
- Virtual and physical cards
- API access for automation
