A lifestyle credit card (not a business card) focused on dining and experiences. £15/month fee. Currently available in London, Manchester, Bristol, and Bath only.
Annual fee
£15/mo
APR
29.8% variable
FX fee
None
Welcome bonus
5,000 Yonder points
Earn rate
default1x Yonder Points
dining3x Yonder Points
experiences3x Yonder Points
Pros & cons
Pros
- 3x points on dining — best UK rate for restaurants
- No FX fees
- Access to exclusive events and restaurant bookings
Cons
- £15/month fee (£180/year effective)
- Limited availability — select UK cities only
- Points can only be redeemed through Yonder
Key benefits
- 3x points on dining and experiences
- Access to exclusive events and restaurants
- No foreign transaction fees
- Concierge service



