Yonder Card

PersonalPoints

A lifestyle credit card (not a business card) focused on dining and experiences. £15/month fee. Currently available in London, Manchester, Bristol, and Bath only.

Annual fee

£15/mo

APR

29.8% variable

FX fee

None

Welcome bonus

5,000 Yonder points

Earn rate

default1x Yonder Points
dining3x Yonder Points
experiences3x Yonder Points

Pros & cons

Pros

  • 3x points on dining — best UK rate for restaurants
  • No FX fees
  • Access to exclusive events and restaurant bookings

Cons

  • £15/month fee (£180/year effective)
  • Limited availability — select UK cities only
  • Points can only be redeemed through Yonder

Key benefits

  • 3x points on dining and experiences
  • Access to exclusive events and restaurants
  • No foreign transaction fees
  • Concierge service

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