Capital on Tap Business Credit Card vs Yonder Card
Side-by-side comparison for UK businesses
| Feature | Capital on Tap Business Credit Card | Yonder Card |
|---|---|---|
| Annual fee | £0 | £0 |
| Monthly fee | None | £15 |
| Welcome bonus | £75 welcome offer | 5,000 Yonder points |
| Earn rate (default) | 1x | 1x |
| Rewards currency | points | Yonder Points |
| Card type | business | personal |
Data last verified March 2026. Check issuer websites for the latest terms.
Capital on Tap Business Credit Card
The UK's most popular business credit card for SMEs. No fee, high limits, fast approval. Integrates with accounting tools and offers genuine cashback.
Annual cost
Free
Earn rate
1x
Welcome bonus
£75 welcome offer
Best for
CashflowE-commerce
Key benefits
- • No annual fee
- • 1% cashback equivalent via points
- • Instant approval (often within minutes)
- • Credit limits up to £250,000
Yonder Card
A lifestyle credit card (not a business card) focused on dining and experiences. £15/month fee. Currently available in London, Manchester, Bristol, and Bath only.
Annual cost
£180
Earn rate
1x
Welcome bonus
5,000 Yonder points
Best for
DiningLifestyle
Key benefits
- • 3x points on dining and experiences
- • Access to exclusive events and restaurants
- • No foreign transaction fees
- • Concierge service