Not a credit card — a banking rewards programme bundled with Barclays Premier. Earns 1,500 Avios monthly for £12/month. Requires £75k income or £100k in savings. Good for passive Avios stacking alongside a spend card.
Annual fee
£12/mo
APR
N/A (not a credit card)
FX fee
N/A
Welcome bonus
25,000 Avios (account switchers) or 2,500 Avios (existing customers)
Earn rate
default0x Avios
monthly base1,500 Avios/mo
Pros & cons
Pros
- Passive Avios earning — 1,500/month with no spend required
- 25,000 Avios welcome bonus for account switchers
- Annual bonus: 7,000 Avios or BA upgrade voucher
Cons
- Not a credit card — banking rewards programme
- Requires £75k income or £100k savings for Premier
- £12/month fee (£144/year)
Key benefits
- 1,500 Avios per month just for holding the account
- 7,000 bonus Avios or BA cabin upgrade voucher annually
- Discounted airport lounge access worldwide
- Extra Avios for Barclays mortgage, loan, and insurance products
