American Express Platinum Business Card vs Barclays Avios Rewards
Side-by-side comparison for UK businesses
| Feature | American Express Platinum Business Card | Barclays Avios Rewards |
|---|---|---|
| Annual fee | £595 | £0 |
| Monthly fee | None | £12 |
| Welcome bonus | 40,000 Membership Rewards points | 25,000 Avios (account switchers) or 2,500 Avios (existing customers) |
| Earn rate (default) | 1x | 0x |
| Rewards currency | membership rewards | Avios |
| Card type | business | personal |
Data last verified March 2026. Check issuer websites for the latest terms.
American Express Platinum Business Card
Premium business card for heavy spenders and frequent travellers. Unlimited lounge access and top-tier travel insurance justify the fee if your spend is high enough.
Annual cost
£595
Earn rate
1x
Welcome bonus
40,000 Membership Rewards points
Best for
Premium travelAirport lounges
Key benefits
- • Unlimited airport lounge access (Priority Pass)
- • Comprehensive travel insurance
- • No foreign transaction fees
- • £200 Dell credit annually
Barclays Avios Rewards
Not a credit card — a banking rewards programme bundled with Barclays Premier. Earns 1,500 Avios monthly for £12/month. Requires £75k income or £100k in savings. Good for passive Avios stacking alongside a spend card.
Annual cost
£144
Earn rate
0x
Welcome bonus
25,000 Avios (account switchers) or 2,500 Avios (existing customers)
Best for
Avios collectingBA loyalty
Key benefits
- • 1,500 Avios per month just for holding the account
- • 7,000 bonus Avios or BA cabin upgrade voucher annually
- • Discounted airport lounge access worldwide
- • Extra Avios for Barclays mortgage, loan, and insurance products