Premium business card for heavy spenders and frequent travellers. Unlimited lounge access and top-tier travel insurance justify the fee if your spend is high enough.
Annual fee
£595/yr
APR
56.6% variable
FX fee
None
Welcome bonus
40,000 Membership Rewards points
Earn rate
default1x membership-rewards
Travel2x membership-rewards
Amex Travel3x membership-rewards
Pros & cons
Pros
- Unlimited Priority Pass lounge access
- 40k welcome bonus — best Amex business offer
- £200 Dell credit offsets the fee
Cons
- £595 annual fee — hard to justify under £50k spend
- Not widely accepted (Amex)
- £10k spend required for welcome bonus
Key benefits
- Unlimited airport lounge access (Priority Pass)
- Comprehensive travel insurance
- No foreign transaction fees
- £200 Dell credit annually
- Hotel status upgrades
