American Express Gold Business Card vs Yonder Card

Side-by-side comparison for UK businesses

FeatureAmerican Express Gold Business CardYonder Card
Annual fee£195£0
Monthly feeNone£15
Welcome bonus20,000 Membership Rewards points5,000 Yonder points
Earn rate (default)1x1x
Rewards currencymembership rewardsYonder Points
Card typebusinesspersonal

Data last verified March 2026. Check issuer websites for the latest terms.

American Express Gold Business Card

The go-to business card for UK companies spending £3k+ per month. Strong earn rate on travel, solid welcome bonus, and genuinely useful travel perks.

business

Annual cost

£195

Earn rate

1x

Welcome bonus

20,000 Membership Rewards points

Best for

TravelAvios

Key benefits

  • Airport lounge access (2 visits per year)
  • Comprehensive travel insurance
  • No foreign transaction fees
  • Expense management tools
View on issuer site

Yonder Card

A lifestyle credit card (not a business card) focused on dining and experiences. £15/month fee. Currently available in London, Manchester, Bristol, and Bath only.

personal

Annual cost

£180

Earn rate

1x

Welcome bonus

5,000 Yonder points

Best for

DiningLifestyle

Key benefits

  • 3x points on dining and experiences
  • Access to exclusive events and restaurants
  • No foreign transaction fees
  • Concierge service
View on issuer site