American Express Gold Business Card vs British Airways American Express Accelerating Business Card
Side-by-side comparison for UK businesses
| Feature | American Express Gold Business Card | British Airways American Express Accelerating Business Card |
|---|---|---|
| Annual fee | £195 | £250 |
| Monthly fee | None | None |
| Welcome bonus | 20,000 Membership Rewards points | 30,000 Avios |
| Earn rate (default) | 1x | 1.5x |
| Rewards currency | membership rewards | Avios |
| Card type | business | business |
Data last verified March 2026. Check issuer websites for the latest terms.
American Express Gold Business Card
The go-to business card for UK companies spending £3k+ per month. Strong earn rate on travel, solid welcome bonus, and genuinely useful travel perks.
Annual cost
£195
Earn rate
1x
Welcome bonus
20,000 Membership Rewards points
Best for
TravelAvios
Key benefits
- • Airport lounge access (2 visits per year)
- • Comprehensive travel insurance
- • No foreign transaction fees
- • Expense management tools
British Airways American Express Accelerating Business Card
The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.
Annual cost
£250
Earn rate
1.5x
Welcome bonus
30,000 Avios
Best for
AviosBA loyalty
Key benefits
- • 1.5 Avios per £1 on all spend
- • 10,000 bonus Avios per £20,000 spent (up to 3x per year)
- • 2 On Business points per £1 on BA flights
- • Available to sole traders