American Express Platinum Business Card vs British Airways American Express Accelerating Business Card
Side-by-side comparison for UK businesses
| Feature | American Express Platinum Business Card | British Airways American Express Accelerating Business Card |
|---|---|---|
| Annual fee | £595 | £250 |
| Monthly fee | None | None |
| Welcome bonus | 40,000 Membership Rewards points | 30,000 Avios |
| Earn rate (default) | 1x | 1.5x |
| Rewards currency | membership rewards | Avios |
| Card type | business | business |
Data last verified March 2026. Check issuer websites for the latest terms.
American Express Platinum Business Card
Premium business card for heavy spenders and frequent travellers. Unlimited lounge access and top-tier travel insurance justify the fee if your spend is high enough.
Annual cost
£595
Earn rate
1x
Welcome bonus
40,000 Membership Rewards points
Best for
Premium travelAirport lounges
Key benefits
- • Unlimited airport lounge access (Priority Pass)
- • Comprehensive travel insurance
- • No foreign transaction fees
- • £200 Dell credit annually
British Airways American Express Accelerating Business Card
The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.
Annual cost
£250
Earn rate
1.5x
Welcome bonus
30,000 Avios
Best for
AviosBA loyalty
Key benefits
- • 1.5 Avios per £1 on all spend
- • 10,000 bonus Avios per £20,000 spent (up to 3x per year)
- • 2 On Business points per £1 on BA flights
- • Available to sole traders