American Express Basic Business Card vs Barclaycard Select Cashback Business Credit Card
Side-by-side comparison for UK businesses
| Feature | American Express Basic Business Card | Barclaycard Select Cashback Business Credit Card |
|---|---|---|
| Annual fee | £0 | £0 |
| Monthly fee | None | None |
| Welcome bonus | None | None |
| Earn rate (default) | 1x | 1x |
| Rewards currency | membership rewards | cashback |
| Card type | business | business |
Data last verified March 2026. Check issuer websites for the latest terms.
American Express Basic Business Card
Free Amex card for businesses that want cashflow flexibility and basic rewards without paying an annual fee. Great starting point.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
Low spendCashflow
Key benefits
- • No annual fee
- • 1 Membership Rewards point per £1
- • Expense management tools
- • Connect to accounting software
Barclaycard Select Cashback Business Credit Card
Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
CashbackDomestic spend
Key benefits
- • 1% uncapped cashback on all spend over £2,000/month
- • No annual fee
- • Up to 56 days interest-free
- • Mastercard — widely accepted