What is the annual fee for the American Express Platinum Business Card?

The American Express Platinum Business Card costs £595 per year.

What is the annual fee for the Barclaycard Select Cashback Business Credit Card?

The Barclaycard Select Cashback Business Credit Card has no annual fee.

Which card has better rewards, American Express Platinum Business Card or Barclaycard Select Cashback Business Credit Card?

American Express Platinum Business Card earns 1x membership rewards per £1 spent. Barclaycard Select Cashback Business Credit Card earns 1x cashback per £1 spent. The better card depends on how you value each rewards currency.

Is the American Express Platinum Business Card or Barclaycard Select Cashback Business Credit Card better for small businesses?

It depends on your spend level. American Express Platinum Business Card is best for Premium travel, Airport lounges, Very high spend. Barclaycard Select Cashback Business Credit Card is best for Cashback, Domestic spend, Established businesses.

American Express Platinum Business Card vs Barclaycard Select Cashback Business Credit Card

Side-by-side comparison for UK businesses

Feature	American Express Platinum Business Card	Barclaycard Select Cashback Business Credit Card
Annual fee	£595	£0
Monthly fee	None	None
Welcome bonus	40,000 Membership Rewards points	None
Earn rate (default)	1x	1x
Rewards currency	membership rewards	cashback
Card type	business	business

Data last verified March 2026. Check issuer websites for the latest terms.

American Express Platinum Business Card

Premium business card for heavy spenders and frequent travellers. Unlimited lounge access and top-tier travel insurance justify the fee if your spend is high enough.

business

Annual cost

£595

Earn rate

Welcome bonus

40,000 Membership Rewards points

Best for

Premium travelAirport lounges

Key benefits

• Unlimited airport lounge access (Priority Pass)
• Comprehensive travel insurance
• No foreign transaction fees
• £200 Dell credit annually

View on issuer site

Barclaycard Select Cashback Business Credit Card

Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.