What is the annual fee for the Barclaycard Select Cashback Business Credit Card?

The Barclaycard Select Cashback Business Credit Card has no annual fee.

Is the British Airways American Express Accelerating Business Card or Barclaycard Select Cashback Business Credit Card better for small businesses?

It depends on your spend level. British Airways American Express Accelerating Business Card is best for Avios, BA loyalty, Sole traders. Barclaycard Select Cashback Business Credit Card is best for Cashback, Domestic spend, Established businesses.

British Airways American Express Accelerating Business Card vs Barclaycard Select Cashback Business Credit Card

Side-by-side comparison for UK businesses

Feature	British Airways American Express Accelerating Business Card	Barclaycard Select Cashback Business Credit Card
Annual fee	£250	£0
Monthly fee	None	None
Welcome bonus	30,000 Avios	None
Earn rate (default)	1.5x	1x
Rewards currency	Avios	cashback
Card type	business	business

Data last verified March 2026. Check issuer websites for the latest terms.

British Airways American Express Accelerating Business Card

The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.

business

Annual cost

£250

Earn rate

1.5x

Welcome bonus

30,000 Avios

Best for

AviosBA loyalty

Key benefits

• 1.5 Avios per £1 on all spend
• 10,000 bonus Avios per £20,000 spent (up to 3x per year)
• 2 On Business points per £1 on BA flights
• Available to sole traders

View on issuer site

Barclaycard Select Cashback Business Credit Card

Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.