British Airways American Express Accelerating Business Card vs HSBC Premier Credit Card
Side-by-side comparison for UK businesses
| Feature | British Airways American Express Accelerating Business Card | HSBC Premier Credit Card |
|---|---|---|
| Annual fee | £250 | £0 |
| Monthly fee | None | None |
| Welcome bonus | 30,000 Avios | 20,000 reward points |
| Earn rate (default) | 1.5x | 1.5x |
| Rewards currency | Avios | HSBC Rewards |
| Card type | business | personal |
Data last verified March 2026. Check issuer websites for the latest terms.
British Airways American Express Accelerating Business Card
The best card for earning Avios on business spend. 1.5 Avios per £1, 30k welcome bonus, and milestone bonuses at every £20k. One of the few Amex business cards still open to sole traders.
Annual cost
£250
Earn rate
1.5x
Welcome bonus
30,000 Avios
Best for
AviosBA loyalty
Key benefits
- • 1.5 Avios per £1 on all spend
- • 10,000 bonus Avios per £20,000 spent (up to 3x per year)
- • 2 On Business points per £1 on BA flights
- • Available to sole traders
HSBC Premier Credit Card
Free companion to the World Elite — same airline transfer partners but half the earn rate and pay-per-visit lounges. Good for HSBC Premier customers who don't want to pay £290/year but still want to collect transferable miles.
Annual cost
Free
Earn rate
1.5x
Welcome bonus
20,000 reward points
Best for
No fee milesHSBC customers
Key benefits
- • No annual fee
- • 1.5 points per £1 sterling, 2 points per £1 non-sterling
- • Priority Pass lounge access (£24 per visit)
- • Transfer to BA, Emirates, Etihad, Qatar Airways, Air India