Barclaycard Select Cashback Business Credit Card vs Barclays Avios Rewards
Side-by-side comparison for UK businesses
| Feature | Barclaycard Select Cashback Business Credit Card | Barclays Avios Rewards |
|---|---|---|
| Annual fee | £0 | £0 |
| Monthly fee | None | £12 |
| Welcome bonus | None | 25,000 Avios (account switchers) or 2,500 Avios (existing customers) |
| Earn rate (default) | 1x | 0x |
| Rewards currency | cashback | Avios |
| Card type | business | personal |
Data last verified March 2026. Check issuer websites for the latest terms.
Barclaycard Select Cashback Business Credit Card
Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
CashbackDomestic spend
Key benefits
- • 1% uncapped cashback on all spend over £2,000/month
- • No annual fee
- • Up to 56 days interest-free
- • Mastercard — widely accepted
Barclays Avios Rewards
Not a credit card — a banking rewards programme bundled with Barclays Premier. Earns 1,500 Avios monthly for £12/month. Requires £75k income or £100k in savings. Good for passive Avios stacking alongside a spend card.
Annual cost
£144
Earn rate
0x
Welcome bonus
25,000 Avios (account switchers) or 2,500 Avios (existing customers)
Best for
Avios collectingBA loyalty
Key benefits
- • 1,500 Avios per month just for holding the account
- • 7,000 bonus Avios or BA cabin upgrade voucher annually
- • Discounted airport lounge access worldwide
- • Extra Avios for Barclays mortgage, loan, and insurance products