Barclaycard Select Cashback Business Credit Card vs Capital on Tap Business Credit Card
Side-by-side comparison for UK businesses
| Feature | Barclaycard Select Cashback Business Credit Card | Capital on Tap Business Credit Card |
|---|---|---|
| Annual fee | £0 | £0 |
| Monthly fee | None | None |
| Welcome bonus | None | £75 welcome offer |
| Earn rate (default) | 1x | 1x |
| Rewards currency | cashback | points |
| Card type | business | business |
Data last verified March 2026. Check issuer websites for the latest terms.
Barclaycard Select Cashback Business Credit Card
Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
CashbackDomestic spend
Key benefits
- • 1% uncapped cashback on all spend over £2,000/month
- • No annual fee
- • Up to 56 days interest-free
- • Mastercard — widely accepted
Capital on Tap Business Credit Card
The UK's most popular business credit card for SMEs. No fee, high limits, fast approval. Integrates with accounting tools and offers genuine cashback.
Annual cost
Free
Earn rate
1x
Welcome bonus
£75 welcome offer
Best for
CashflowE-commerce
Key benefits
- • No annual fee
- • 1% cashback equivalent via points
- • Instant approval (often within minutes)
- • Credit limits up to £250,000