Barclaycard Select Cashback Business Credit Card vs Funding Circle Business Cashback Card
Side-by-side comparison for UK businesses
| Feature | Barclaycard Select Cashback Business Credit Card | Funding Circle Business Cashback Card |
|---|---|---|
| Annual fee | £0 | £0 |
| Monthly fee | None | None |
| Welcome bonus | None | 2% cashback for first 6 months (capped at £2,000) |
| Earn rate (default) | 1x | 1x |
| Rewards currency | cashback | cashback |
| Card type | business | business |
Data last verified March 2026. Check issuer websites for the latest terms.
Barclaycard Select Cashback Business Credit Card
Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
CashbackDomestic spend
Key benefits
- • 1% uncapped cashback on all spend over £2,000/month
- • No annual fee
- • Up to 56 days interest-free
- • Mastercard — widely accepted
Funding Circle Business Cashback Card
Strong cashback card for established SMEs. 1% uncapped on all spend, no FX fees, free employee cards, and limits up to £250k. Requires at least a year of trading and £40k turnover.
Annual cost
Free
Earn rate
1x
Welcome bonus
2% cashback for first 6 months (capped at £2,000)
Best for
CashbackInternational spend
Key benefits
- • 1% uncapped cashback on all spend
- • No annual or monthly fee
- • No foreign transaction fees
- • Credit limits up to £250,000