Barclaycard Select Cashback Business Credit Card vs HSBC Premier Credit Card
Side-by-side comparison for UK businesses
| Feature | Barclaycard Select Cashback Business Credit Card | HSBC Premier Credit Card |
|---|---|---|
| Annual fee | £0 | £0 |
| Monthly fee | None | None |
| Welcome bonus | None | 20,000 reward points |
| Earn rate (default) | 1x | 1.5x |
| Rewards currency | cashback | HSBC Rewards |
| Card type | business | personal |
Data last verified March 2026. Check issuer websites for the latest terms.
Barclaycard Select Cashback Business Credit Card
Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
CashbackDomestic spend
Key benefits
- • 1% uncapped cashback on all spend over £2,000/month
- • No annual fee
- • Up to 56 days interest-free
- • Mastercard — widely accepted
HSBC Premier Credit Card
Free companion to the World Elite — same airline transfer partners but half the earn rate and pay-per-visit lounges. Good for HSBC Premier customers who don't want to pay £290/year but still want to collect transferable miles.
Annual cost
Free
Earn rate
1.5x
Welcome bonus
20,000 reward points
Best for
No fee milesHSBC customers
Key benefits
- • No annual fee
- • 1.5 points per £1 sterling, 2 points per £1 non-sterling
- • Priority Pass lounge access (£24 per visit)
- • Transfer to BA, Emirates, Etihad, Qatar Airways, Air India