Barclaycard Select Cashback Business Credit Card vs HSBC Premier World Elite Mastercard
Side-by-side comparison for UK businesses
| Feature | Barclaycard Select Cashback Business Credit Card | HSBC Premier World Elite Mastercard |
|---|---|---|
| Annual fee | £0 | £290 |
| Monthly fee | None | None |
| Welcome bonus | None | 60,000 reward points |
| Earn rate (default) | 1x | 3x |
| Rewards currency | cashback | HSBC Rewards |
| Card type | business | personal |
Data last verified March 2026. Check issuer websites for the latest terms.
Barclaycard Select Cashback Business Credit Card
Straightforward cashback card from a major UK issuer. 1% uncapped on all spend when you hit £2k/month. No annual fee but the 2.99% FX fee makes it domestic-only.
Annual cost
Free
Earn rate
1x
Welcome bonus
None
Best for
CashbackDomestic spend
Key benefits
- • 1% uncapped cashback on all spend over £2,000/month
- • No annual fee
- • Up to 56 days interest-free
- • Mastercard — widely accepted
HSBC Premier World Elite Mastercard
HSBC's top-tier personal card. 60k welcome bonus, 3pts/£1 earn rate, and unlimited Priority Pass lounge access. £290/year and 2.99% FX fee. Requires HSBC Premier (£100k income or investments). Strong for airline mile collectors.
Annual cost
£290
Earn rate
3x
Welcome bonus
60,000 reward points
Best for
Airline milesAirport lounges
Key benefits
- • Unlimited Priority Pass lounge access (cardholder + additional cardholders)
- • 3 points per £1 sterling, 4 points per £1 non-sterling
- • Transfer to BA, Emirates, Etihad, Qatar Airways, Air India
- • Airport fast track via Mastercard Travel Experiences