Funding Circle Business Cashback Card vs Yonder Card
Side-by-side comparison for UK businesses
| Feature | Funding Circle Business Cashback Card | Yonder Card |
|---|---|---|
| Annual fee | £0 | £0 |
| Monthly fee | None | £15 |
| Welcome bonus | 2% cashback for first 6 months (capped at £2,000) | 5,000 Yonder points |
| Earn rate (default) | 1x | 1x |
| Rewards currency | cashback | Yonder Points |
| Card type | business | personal |
Data last verified March 2026. Check issuer websites for the latest terms.
Funding Circle Business Cashback Card
Strong cashback card for established SMEs. 1% uncapped on all spend, no FX fees, free employee cards, and limits up to £250k. Requires at least a year of trading and £40k turnover.
Annual cost
Free
Earn rate
1x
Welcome bonus
2% cashback for first 6 months (capped at £2,000)
Best for
CashbackInternational spend
Key benefits
- • 1% uncapped cashback on all spend
- • No annual or monthly fee
- • No foreign transaction fees
- • Credit limits up to £250,000
Yonder Card
A lifestyle credit card (not a business card) focused on dining and experiences. £15/month fee. Currently available in London, Manchester, Bristol, and Bath only.
Annual cost
£180
Earn rate
1x
Welcome bonus
5,000 Yonder points
Best for
DiningLifestyle
Key benefits
- • 3x points on dining and experiences
- • Access to exclusive events and restaurants
- • No foreign transaction fees
- • Concierge service