What is the annual fee for the HSBC Premier Credit Card?

The HSBC Premier Credit Card has no annual fee.

What is the annual fee for the Yonder Card?

The Yonder Card has no annual fee.

Which card has better rewards, HSBC Premier Credit Card or Yonder Card?

HSBC Premier Credit Card earns 1.5x HSBC Rewards per £1 spent. Yonder Card earns 1x Yonder Points per £1 spent. The better card depends on how you value each rewards currency.

Is the HSBC Premier Credit Card or Yonder Card better for small businesses?

It depends on your spend level. HSBC Premier Credit Card is best for No fee miles, HSBC customers, Casual travel. Yonder Card is best for Dining, Lifestyle, Experiences.

HSBC Premier Credit Card vs Yonder Card

Side-by-side comparison for UK businesses

Feature	HSBC Premier Credit Card	Yonder Card
Annual fee	£0	£0
Monthly fee	None	£15
Welcome bonus	20,000 reward points	5,000 Yonder points
Earn rate (default)	1.5x	1x
Rewards currency	HSBC Rewards	Yonder Points
Card type	personal	personal

Data last verified March 2026. Check issuer websites for the latest terms.

HSBC Premier Credit Card

Free companion to the World Elite — same airline transfer partners but half the earn rate and pay-per-visit lounges. Good for HSBC Premier customers who don't want to pay £290/year but still want to collect transferable miles.

personal

Annual cost

Free

Earn rate

1.5x

Welcome bonus

20,000 reward points

Best for

No fee milesHSBC customers

Key benefits

• No annual fee
• 1.5 points per £1 sterling, 2 points per £1 non-sterling
• Priority Pass lounge access (£24 per visit)
• Transfer to BA, Emirates, Etihad, Qatar Airways, Air India

View on issuer site

Yonder Card

A lifestyle credit card (not a business card) focused on dining and experiences. £15/month fee. Currently available in London, Manchester, Bristol, and Bath only.