What is the annual fee for the HSBC Premier World Elite Mastercard?

The HSBC Premier World Elite Mastercard costs £290 per year.

What is the annual fee for the Yonder Card?

The Yonder Card has no annual fee.

Which card has better rewards, HSBC Premier World Elite Mastercard or Yonder Card?

HSBC Premier World Elite Mastercard earns 3x HSBC Rewards per £1 spent. Yonder Card earns 1x Yonder Points per £1 spent. The better card depends on how you value each rewards currency.

Is the HSBC Premier World Elite Mastercard or Yonder Card better for small businesses?

It depends on your spend level. HSBC Premier World Elite Mastercard is best for Airline miles, Airport lounges, High spend. Yonder Card is best for Dining, Lifestyle, Experiences.

HSBC Premier World Elite Mastercard vs Yonder Card

Side-by-side comparison for UK businesses

Feature	HSBC Premier World Elite Mastercard	Yonder Card
Annual fee	£290	£0
Monthly fee	None	£15
Welcome bonus	60,000 reward points	5,000 Yonder points
Earn rate (default)	3x	1x
Rewards currency	HSBC Rewards	Yonder Points
Card type	personal	personal

Data last verified March 2026. Check issuer websites for the latest terms.

HSBC Premier World Elite Mastercard

HSBC's top-tier personal card. 60k welcome bonus, 3pts/£1 earn rate, and unlimited Priority Pass lounge access. £290/year and 2.99% FX fee. Requires HSBC Premier (£100k income or investments). Strong for airline mile collectors.

personal

Annual cost

£290

Earn rate

Welcome bonus

60,000 reward points

Best for

Airline milesAirport lounges

Key benefits

• Unlimited Priority Pass lounge access (cardholder + additional cardholders)
• 3 points per £1 sterling, 4 points per £1 non-sterling
• Transfer to BA, Emirates, Etihad, Qatar Airways, Air India
• Airport fast track via Mastercard Travel Experiences

View on issuer site

Yonder Card

A lifestyle credit card (not a business card) focused on dining and experiences. £15/month fee. Currently available in London, Manchester, Bristol, and Bath only.